Thursday, 31 January 2013

Ambergris and magnetic resonance

smell seemingly is a sense NOT actioned by 'lock and key' modalities but rather molecular vibration;


http://www.ucl.ac.uk/news/news-articles/0113/130113-secret-of-scent-lies-in-molecular-vibrations?utm_source=twitterfeed&utm_medium=twitter
whale vomit found on morecambe beach - Ambergris - and base of perfumery;

http://travel.aol.co.uk/2012/08/30/rare-whale-vomit-ambergris-worth-40k/

what is ambergris?;

http://en.wikipedia.org/wiki/Ambergris

Wednesday, 30 January 2013

Meeting Lister house

meeting re creation of provider company
next meet 15th feb with nigel grinstead et al
need for project scoping group to be formed and CCG practices 'buy-in' philosophically and financially.

Friday, 25 January 2013

Bee keeping au Naturale

Bee keepers spread diseases, here lies a 'no-touch' technique of looking after bees;

http://warre.biobees.com/

Thursday, 24 January 2013

Origami

One doctors way of relaxing, praise be to Fishgoth;

http://www.fishgoth.com/origami/

Wednesday, 23 January 2013

DermNZ

a very good website for derm conditions to display to pts [and self];

http://www.dermnetnz.org/

NHS Pension

some maths

LTA 1.5 million  drops to 1.25 million april 2014
AA 50K drops to 40k april 2014

pension grows by contributions + [CPI+1.5% if contributing/or CPI alone if not contributing]

1.25 divided by 23 = Max pension = 54K
40 divided by 16 = Max amount pension is allowed to grow tax free.

ask Fleetwood each year for a calculation of your pension and TFLS for 1995 schemers 23 = 20[pension] +3[TFLS], you have it in writing ! you also have a prediction of the annualized growth if you keep contributing at the same rate ie part of the AA question.

each year you get a reply plot a graph as to the accumulator.

CPI is defined each financial year in september.

for GP's your pension is 1.4% of your total career superannuated earnings.

pension x 23 = your LTA.

ie two sets of equations.

when you defer contributing is up to you.
when you crystallize your pension ie take cash is up to you - if before age 60 you lose about 3-4% each year look up the actuarial figures.

Actuarial tables as of nov 2011;

http://www.nhsbsa.nhs.uk/Documents/Pensions/Early_and_Late_Retirment_Factors_V0.1.Nov11.pdf

some advice from medical-money;

http://www.medicalmoney.co.uk/2012/11/pensions-your-questions-answered/

NHS pension and fixed protection 2014;

http://www.nhsbsa.nhs.uk/Documents/Pensions/Reduced_Lifetime_Allowance_and_Fixed_Protection__V3__03.2012.pdf

NHS pension and individual protection 2014;

http://www.nhsbsa.nhs.uk/Documents/Pensions/TN7_-_2013_-_Employer_Newsletter.pdf

NHS Pension and enhanced protection;

http://www.nhsbsa.nhs.uk/Documents/Pensions/Reduced_Lifetime_Allowance-How_this_affects_members_with_Enhanced_Protection_(V1)_03.2012.pdf

Screening for dementia

rather odd, im all for disease registers up to a point but this is beyond the point;

http://www.bmj.com/content/345/bmj.e8588

beggars the question is the Government dementing?