Thursday, 31 October 2013

Banksy

perhaps im a bit off centre but i love the delicious irony in his work;

http://www.banksyny.com/

Tuesday, 29 October 2013

Economics and bunk

an interesting view from Prof Steve Keen;

http://www.bbc.co.uk/programmes/b01j5h51

Quantitative easing and the road to eroded savings with Liam Halligan;

http://www.bbc.co.uk/programmes/b03dfpjt

and Upside down management, an interesting episode esp about employing felons;

http://www.bbc.co.uk/programmes/b03dvgh3

Thursday, 10 October 2013

Annual allowances NHS Pensions

the NHS pot increases by CPI and and index usually + 1.5%
this link is to historical CPI's - the one chosen for pensions is the september one;

http://www.swanlowpark.co.uk/cpirpimonthly.jsp

the NHS pension folk will send on a AA statement now - you need to be aware of the count back rule for AA allowances you can bring forward, the following link allows you to put the NHS figures into the HMRC calculator to calculate if you have run foul of the AA limit and owe them tax !!

http://www.hmrc.gov.uk/tools/pension-allowance/calculator.htm

there is no protection for AA like there is for the LTA.

you can stop contributing, but the pot will still inflate by the CPI + ? figure.

currently AA = 50K [Oct 2013]
April 2014 -> = 40K